Buy Bitcoin & Crypto with Bank Account or Credit Card


Buy Bitcoin & Crypto with Bank Account or Credit Card

We suggest using the exchanges listed below or doing research before buying from any exchange.

Many exchanges are simply trying to steal your credit card information!

We do research on every exchange we list and are very careful not to include scam exchanges on our site.

Chapter 1

Introduction to Buying


Here’s the deal:


Buying bitcoin (BTC) with a credit or debit card used to be REALLY hard.


Luckily, companies like Coinbase (USA), Bitpanda (Europe & UK) and Coinmama (worldwide)

have made the process smooth and fast.


Below, we’ve listed proven exchanges for buying cryptocurrency with your credit card or debit card.


You’ll need a Bitcoin wallet before you buy since some exchanges require one


Did you know? The last Bitcoin will be mined in 2140


Quick Info: Popular Exchanges


Do you want to buy larger amounts of bitcoins? Try buying with a bank account and you'll save on fees.

Chapter 2

Payment methods for US customers

There are several types of payment methods that you can link to your Coinbase account:

Best for Buy Sell Add cash Cash out Speed
Bank Account (ACH) Large and small investments 4-5 business days
Debit Card Small investments and cashouts Instant
Wire Transfer Large investments 1-3 business days
PayPal Small investments and cashouts Instant

Please note: We does not accept physical checks or cash as a payment method to purchase cryptocurrency or to transfer cash into a user's USD wallet. Any such checks received will be voided and destroyed.”

Chapter 3


If you're still a bit confused, that's okay. Buying crypto is hard.

The FAQ section below should answer all of your remaining questions.

What are the benefits and advantages?

Purchasing with a debit/credit card is one of the easiest ways to buy bitcoins. Also one of the fastest! Since most people understand how to shop online using credit and debit cards, it may be easier for less technical buyers to use credit cards to purchase bitcoins.


The benefits of using a bank account are fees. Bank account is usually the cheapest deposit method for buying coins. Limits are also usually higher when using a bank account, assuming you have verified your account.

What are the disadvantages?

It's hard to buy large amounts of bitcoins with a credit or debit card. Also, the fees are higher due to the risk of fraud and scams.


The cons are speed. Bank transfers are slow in many countries, so bank transfer is often the slowest way to buy bitcoins.

What about bank vs credit card?

Credit card will be faster, but has higher fees. Bank account is slower but has lower fees.

Newsletter Now

100.000 + subscribers and get a new discount coupon on every Wednesday.